We Are a Trustworthy Provider of Stated Income Financial Solutions

Getting a business to thrive is nearly impossible to do without adequate funding, and here at Inter Capital Network, we strive to make it a little easier for business of all sizes to succeed by offering stated income commercial real estate loans. Many traditional lenders deny financing to brand new businesses due to the fact that they do not have an established, positive credit history. However, we understand how important it is to receive funding in order to acquire real estate and encourage business growth and expansion.

When a traditional loan seems unobtainable for your business, you can trust our financial experts to come up with real estate loan solutions that are based on the targeted property value rather than entirely on your business credit history. As long as the income value of the property is sufficient to service the taxes, insurance and mortgage, a stated income loan is typically easy to obtain. Businesses owners who want to acquire real estate are the perfect candidates for our stated income financial solutions.

Program Terms and Details

Borrowers who want to purchase or refinance commercial properties are ideal candidates for our commercial real estate stated income program. Terms and details include:

• Up to 75%LTV for multifamily or mixed-use units that qualify (must have credit greater than 700)
• Up to 70% LTV for 1-4 unit real estate that is not owner-occupied
• Up to 25-year terms
• Acceptance for most commercial property types
• Fixed rates
• Fully amortized loans
• LTV up to 65% for self-storage, offices, warehouses, retail and auto services
• Closing possible in as little as two weeks
• Business with qualifying financials typically receive between $100,000 and $5,000,000

Borrowers who have a credit score that is no lower than 600 typically have a very easy time securing our stated income loans for commercial real estate purposes.